National Dental Plan - Making Your Dental Treatments More Affordable
If you need or want dental treatment but are concerned about the costs involved, then talk to us about the National Dental Plan.
Many people need or want urgent treatment but just can’t get it because of the high cost implications. Dental plans in Australia can make the difference between getting the oral care you need or ignoring the problem which will only potentially get worse. In fact, in most cases, any long term delays to treatment are likely to cause you more complications and cost more in the long run. So if you’re looking to maintain a healthy smile but can’t afford to pay for treatments up-front or immediately, then Australian dental plans such as the National Dental Plan may offer the ideal solution.
What is the National Dental Plan (NDP) and how can it help you?
The National Dental Plan is a payment plan that allows patients to spread the cost of your treatments up to a certain limit. The best advantage of signing up is that you never pay interest. Instead, patients pay a small deposit and then any remaining balance is paid back in manageable fortnightly payments until the treatment has been covered.
You can even make extra payments or pay the plan early if you prefer – with no penalty clauses. In other words – when you sign up for the National Dental Plan, the price you see is the price you pay.
If you are looking to maintain your smile or are after some much needed dental treatment but are concerned about the cost, why not ask the team at Beyond Infinity Dental about our NDP plan and how it can help you. Contact us today on (02) 9159 6237 to find out more.
Frequently asked questions
Are there any costs involved to use the National Dental Plan?
Like most dental payment plans in Australia, patients can expect to pay a one-off, set-up fee. In this case, that fee is just $70.00 Then you pay an $8.00 per month recurring fee. You’re then free to use your flexible National Dental Plan as you see fit.
Up to how much can I be approved for?
When patients apply for the National Dental Plan, their application is quickly assessed and they can be approved for up to $12,000. This allows them to receive many treatments that might not be covered by standard health insurance policies such as dental implants, dental veneers and other cosmetic dental work.
How much deposit do I have to pay when receiving treatment?
In the vast majority of cases, patients can expect to pay 20% of the cost of treatment when they take out a National Dental Plan. This is normally charged on the day of treatment if it’s a single-visit treatment, or towards the end of a specific treatment if multiple visits are required.
How do I qualify for a National Dental Plan
Like most dental plans in NSW, the process is both efficient and straightforward and allows patients to apply online from the comfort of their own home. The process takes only a few minutes to complete but do bear in mind that in order to qualify, you will need the following:
- An Australian bank account or credit card in order to process repayments
- Employment – You must be employed or self/employed for a minimum of 30 hours per week
- Australian citizenship or be able to show proof of permanent residency
- You must be 18 years of age or over and
- Be able to present a valid driving licence.
Are there any other groups of people eligible for the National Dental Plan?
Yes! If you’re a pensioner with proof of income or a veteran, we accept those too.
How often can you expect to make repayments?
Patients should note that payments for the National Dental Plan are directly debited every fortnight from your nominated credit card or bank account making payments both affordable and manageable.
Is it possible to pay off my treatment costs early?
The beauty of the National Dental Plan lies in its flexibility. Ultimately it allows you to pay off as much as you like, provided it’s above the minimum fortnightly payment. What’s more, there are no hidden fees or redemption clauses for early repayment, so you can pay treatments off as quickly as you like without incurring any extra costs.
What happens if I miss a National Dental Plan Repayment?
If your bank notifies the company that the repayment has been unsuccessful, then a further payment will be attempted that same day. If this is unsuccessful then the company will contact you by email, phone or SMS in order to make arrangements to receive the payment and to re-establish the plan. If you cannot make a payment or are struggling with the National Dental Plan, then contact the company immediately where they can help.
The National Dental Plan is an industry-leading healthcare payment plan that places the interests of the patient first. With a simple application process, super-fast approval and reduced upfront costs of treatment, you don’t have to struggle to get the treatments you need.
To find out more, contact the Beyond Infinity Dental team today on (02) 9159 6237 and talk to us about gaining access to the National Dental Plan for total peace-of-mind.